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XKard

XKard

USDT Visa Card Without KYC. To register you will need an invitation code.

Scores

6
Overall
Okay
76
Privacy
Good
40
Trust
Average
lvl. 0/4
Guaranteed no KYC
Terms explicitly state KYC will never be requested.

Overall = 60% Privacy + 40% Trust (Truncated)

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Terms of Service Review

Not available on community contributed services

xkard.io/terms-and-conditions

Events

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  1. Domain change

    Service URLs updated from https://app.xkard.io to https://xkard.io

  2. Balances were refunded and cards are working again

    XKard team refunded all frozen balances and cards are working again. They are working on a new V3 version too.

    Source

  3. From to

    Solved
    Issues with HKD Visa

    Technical issues with recharge/spending of HK Visa with Apple/Google Pay due to high traffic. XKard assures the funds are safe and are working on the issue.

    Source

  4. Description update

    Description was updated

  5. Verification update

    The service has been unoperational for over a week now. We decided to change the verification status changed from APPROVED to COMMUNITY_CONTRIBUTED again.

  6. Attribute change

    An attribute was removed (details unavailable)

  7. Currency update

    Currencies updated: added FIAT, removed BITCOIN

  8. Currency update

    Added currencies: BITCOIN

Learn about events

Verification

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Community Contributed

Suggested by the community, but not reviewed by the team yet.

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Comments

About comments

  • Comments are visible after approval.
  • Moderation is light.
  • Double-check before trusting.
3
5 ratings
5
20%
4
20%
3
0%
2
60%
1
0%

AI Summary

Updated

Users have mixed experiences with the prepaid card service. Positive feedback highlights smooth Google Pay integration, reliable usage, and no KYC for privacy. Negative comments focus on high fees, lack of transparency, card blocking, and unresponsive support. Some note recent improvements like refunds and low comparative fees.

  • Google Pay integration
  • Reliable usage
  • No KYC
  • Privacy focused
  • Quick topping up
  • User-friendly
  • Excellent UI
  • Funds refunded
  • Low comparative fees
  • High fees
  • Card blocking
  • Unresponsive support
  • Service pauses
  • Fee transparency lack
  • Currency conversion fees
  • High total costs
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Newest Most Upvotes
Show unmoderated (1)
smoldering_clustering_7161
New User
0 • 2/5

expensive charging fees, and then just randomly blocked my unused card after a month of not using it, luckily just 60$ on it. Support unresponsive. While I was using it it worked fine, maybe service will resume normal at some point I guess.

Better to use prepaid cards and just load them for the amount you need, wouldnt trust this provider with a loaded card.

self-confident_heater_4264
New User
0 • 2/5

they are not issuing cards now. whats the point of having this here?

ferocious_proclamation_1628
0 • 4/5

I’ve spent a fairly large amount via Google Pay over the past month and tried 3D Secure as well. Apart from slightly high fees, everything worked smoothly. The website UI is also excellent. However, there have been issues over the past few days. Currently, I can’t move the funds already loaded onto the card, but based on their detailed updates on Telegram, I trust they’re handling the situation sincerely.

ferocious_proclamation_1628
0 •

The funds that had been blocked were refunded correctly, and since I’m now using XKard’s new service, I wanted to share an updated review. I’ve been using it regularly through Google Pay and so far it’s been smooth with no problems at all. Even though I’m in a non-USD region, the fees are still the lowest I’ve seen compared to other similar services, and topping up is quick and easy. What I appreciate the most is that they’re clearly putting effort into making the service more user-friendly, which really stands out.

dominant_homicide_9989
0 • 2/5

I looked everywhere for information about fx fees, it just state that the basic card charges 4.5% and no other information whatsoever about decline fees and other stuff. I get that no-kyc comes with downsides but this is just not transparent to buy a 230$ card just to find out you are paying 10-15% in total fees…

suspect_bellyache_2013
0 • 4/5

Overall, a solid option if you value privacy. I experienced around a 10% total cost from deposit (in USDT on BSC) to spending (in EUR), mostly due to currency conversion and associated fees. The card worked reliably both in physical stores and online. No KYC required, but comes at a premium.

suspect_bellyache_2013
0 •

Just get the Swype card at Trocador https://trocador.app/en/prepaidcards/ which is much cheaper and more reliable.

omnipotent_disappointment_3329
0 • 5/5

I registered and got the smallest card they offer. I was able to add it to Google Pay, and I paid for my ChatGPT subscription with it. The only thing is, the fees seem a bit high. For the most basic card, they take 4% for deposits (which must be in USDT). On top of that, they charge another fee (~2%) to change it into Hong Kong Dollars (which is the card’s currency). It’s still a pretty neat tool if you want to buy stuff online anonymously, so 5 stars.