Not reviewed by the team
Buy virtual prepaid Mastercards, top them up with crypto, use with Google Pay and Apple Pay
2Fiat is a cards service that accepts Monero, Bitcoin, and Lightning. It has a guaranteed no-KYC policy and has a score of 8/10. There are 2 user ratings averaging 3/5.
Scores
- Guaranteed no KYC
- Terms explicitly state KYC will never be requested.
- Refunds do not require KYC +5 +5
The refund process of these services does not require the completion of a Know Your Customer (KYC) procedure or the disclosure of personal information.
The refund process of these services does not require the completion of a Know Your Customer (KYC) procedure or the disclosure of personal information.
+5 Privacy+5 Trust
- Operating for less than 3 months 0 -10
The service started operations less than 3 months ago and it does not have a long-standing proven track record. Use this service with caution and follow the safe swapping rules.
The service started operations less than 3 months ago and it does not have a long-standing proven track record. Use this service with caution and follow the safe swapping rules.
0 Privacy-10 Trust - New service 0 -4
The service started operations 10 months ago and it does not have a proven track record. Use with caution and follow the safe swapping rules.
The service started operations 10 months ago and it does not have a proven track record. Use with caution and follow the safe swapping rules.
0 Privacy-4 Trust - Can't analyse ToS 0 -3
The Terms of Service page is not analysable by our AI. Possible reasons may be: captchas, client side rendering, DDoS protections, or non-text format.
The Terms of Service page is not analysable by our AI. Possible reasons may be: captchas, client side rendering, DDoS protections, or non-text format.
0 Privacy-3 Trust - Source code is private 0 -1
The service's source code is not public, so it cannot be reviewed or audited by the community. This limits transparency.
The service's source code is not public, so it cannot be reviewed or audited by the community. This limits transparency.
0 Privacy-1 Trust - Guaranteed no KYC +25 0
Terms explicitly state KYC will never be requested.
- Identity-Free registration +10 0
Users can create accounts without giving personal information (such as full name, address or phone number). Note that some services might initially allow this, but they may subsequently request personal information (i.e. Automated flagging systems, Shotgun KYC...).
Users can create accounts without giving personal information (such as full name, address or phone number). Note that some services might initially allow this, but they may subsequently request personal information (i.e. Automated flagging systems, Shotgun KYC...).
+10 Privacy0 Trust - Personal info is not verified +9 0
These services do not conduct checks on personal information, meaning that you could use temporary emails, disposable phone numbers, or fake name / addresses.
These services do not conduct checks on personal information, meaning that you could use temporary emails, disposable phone numbers, or fake name / addresses.
+9 Privacy0 Trust - Accepts Monero +5 0
This service accepts Monero, a privacy-focused cryptocurrency that provides enhanced anonymity.
This service accepts Monero, a privacy-focused cryptocurrency that provides enhanced anonymity.
+5 Privacy0 Trust - No registration needed +5 0
Users can access and use the service without creating an account. This enables a faster and more convenient user experience while also offering enhanced privacy and anonymity.
Users can access and use the service without creating an account. This enables a faster and more convenient user experience while also offering enhanced privacy and anonymity.
+5 Privacy0 Trust - Basic Customer Support 0 +1
Customer support for this service is average. They answer questions and fix problems in a reasonable time, although it may sometimes take longer than expected.
Customer support for this service is average. They answer questions and fix problems in a reasonable time, although it may sometimes take longer than expected.
0 Privacy+1 Trust - Community contributed 0 0
Listed, but not yet reviewed by the team. Read more about the listing statuses.
Listed, but not yet reviewed by the team. Read more about the listing statuses.
0 Privacy0 Trust - Base score +50 +50
Terms of Service Review
Not available on community contributed services
Events
View allNo events reported
Evidence and Review History
Listed, but not yet reviewed by the team.
- No review checks have been published yet
- Last review Unknown
- Listed Apr 21
- Operating since Aug 21, 2025
Comments
paid in xmr, got my card and could pay my AI sub, 1 happy customer.
update 2, it seems they had some technical issues. Today they pushed an update. The login token worked again, frozen with instruction to contact support, contacted support, responded within 10 minutes, issue resolved within 30.
I want to add that this was not a KYC related issue. I am happy again and will double down on that 5/5.
I will be updating if future issues arise.
I believe the "technical issue" was that they abruptly lost their card provider. With no-KYC card services, usually this means service closure and loss of funds for the users. I was surprised when they issued a new card for me with the remaining balance! This card does not support Google/Apple Pay, but it works online. Actually impressed.
Obscure updates.
🛡️ Security Update | 2Fiat
We’ve temporarily paused platform operations due to a recent security incident.
Our team is currently handling the situation and reinforcing the infrastructure before bringing the platform back online.
Operations will be restored once the review is completed.
Stay tuned for updates.
Added context: This user is posting what looks like an official service announcement, but the account is not verified as affiliated with the service.
Funds stuck as the card seems to fail 3D Secure and there is no withdraw functionality on the website. I have contacted support, but they have not answered yet. Deposited ~$200