peach bitcoin

Peach is a mobile application that connects Bitcoin Buyers & Sellers together. Buy or sell bitcoin peer-to-peer, anywhere, at anytime, with the payment method of your choice.


The exchange ToS do not mention that it will ever request the user for a KYC verification.

Peer to peer trading No personal information needed Non-custodial wallet Open source code Account needed to use the service Mobile app available No JavaScript needed
(updated 5 hours ago)
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Last Check: 2024-05-03

Account termination/blocking

The terms explicitly state that Peach may deny access to its services for reasons including using the platform to scam others or for unlawful purposes. Section 12 states: 'We may deny any user access to our services for any reason, including but not limited to: You are using the Peach platform to scam other users, or for any other unlawful purpose'

ToS section: "12. Account suspension"

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Transaction Monitoring

Peach does not monitor user transactions or activities with cryptocurrency. It is a non-custodial peer-to-peer marketplace that facilitates connections between buyers and sellers of bitcoin. Section 1 states: 'Peach only facilitates a marketplace for people to exchange bitcoin between themselves. Peach is not a bitcoin exchange, and does not purchase bitcoin from or sell bitcoin to its users.'

ToS section: "1. Introduction"

User Identification

Users are not required to verify their identity on Peach. The terms state: 'In accordance with Swiss law, trades without KYC are regulated to a limit of CHF1000/day and CHF100'000/year.' This explicitly allows trades without Know Your Customer (KYC) identity verification up to the stated limits.

ToS section: "4. Creating Offers"

3rd Party Data Sharing

The terms do not indicate that Peach shares user data with third parties. Section 16 lists third-party services used by Peach, but states 'Peach is not the owner, operator or licensor of these third-party services, and Peach shall not be responsible for any consequences stemming from the use of a third-party service.' This suggests user data is not shared with these third parties.

ToS section: "16. Third party integrations"

Data sharing with authorities

There is no explicit statement in the terms about sharing user data with authorities, law enforcement, or government agencies.


The terms do not explicitly state whether Peach logs user data such as IP addresses or transactions. Section 9 on Disputes mentions: 'Once a dispute is logged, a hash of the IP and other data will temporarily be stored for as long as the dispute is open.' This suggests IP addresses may be temporarily logged for disputes, but there is no mention of logging transactions or other user data.

ToS section: "9. Disputes"

Blocking of funds

The terms state that Peach uses a 2-of-2 multisignature escrow between Peach and the seller, which allows Peach to block or freeze user funds held in the escrow. Section 9 on Disputes says: 'Peach will determine a winner of the dispute at its own discretion, based on the evidence provided by both parties. The escrow will be released to this party after at most 30 days.'

ToS section: "1. Introduction, 9. Disputes"

Transaction flagging

There is no explicit mention in the terms of Peach having a system to flag suspicious transactions involving money or cryptocurrency.

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